Living in Dublin

With Brexit just around the corner, there’s never been a better time to consider moving away from London.

 

The bustling, charming heart of The Republic of Ireland, Dublin is a city with plenty to offer. Its relatively high cost of living can seem a little daunting at first, but high wages ensure that residents enjoy a considerable amount of purchasing power compared to other cities in Europe, which makes it an attractive proposition for many professionals.

 

Where to Live

Dublin is often referred to as “a city of villages” and each part of the city has its own appeal and unique characteristics. The price of property in the centre of the city is relatively high, with the average 1 bedroom apartment costing around €1300 per month. Residences outside the centre are cheaper, with one bed apartments costing around €1075 per month to rent.

 

Ranelagh

+ Highly desirable and affluent

+ Leafy suburb that’s full of relaxing parks and green spaces

+ Great leisure options

+ Good public transport links

– Mainly one houses and one bedroom apartments, with few studios

– One bedrooms apartments starting at €1250

 

Rathgar

+ Suburban village atmosphere

+ Quiet and idyllic with great schools: perfect for families

+ Great selection of shops, restaurants and delis

– One bedroom apartments starting at €1200

– Aside from a few pubs, not much nightlife

 

Smithfield

+ Up and coming area that’s improving year after year

+ Great restaurant and nightlife scene

+ Young and seriously trendy

– Can be quite loud and boisterous

– Competitive market for one bedroom and studio apartments, starting at €1200

 

Dalkey

+ Beautiful seaside suburb

+ Strong sense of community

+ Quiet and peaceful

–  Public transport needed to get into the city centre

– Expensive, with one bedroom flats starting at €1500

 

Portobello

+ Fashionable and elegant, but not too stuffy

+ Excellent selection of pubs and restaurants: think trendy brunch spots and great, handpicked beers.

+ Close to the city centre

+ Beautiful canal right on your doorstep

+ Reasonably priced, with one bedrooms starting at €1100 and studios at €800

 

Travel

Dublin has 2 main public transport systems, buses and trams. Both can be paid for using a prepaid card called a Leap Card or with cash, though you will need exact change. If you’re travelling via both tram and bus, your leap card will be capped at €40 a month: once you reach that cap, you can continue to travel but will no longer be charged.

 

Buses are modern, punctual and fitted with free wifi. Fares vary depending on how far you travel and how many buses you take, but travel on a Leap Card is capped at a price of €27.50, making it perfect for those that will use the buses each day and during the weekends. A Rambler card allows you to use your prepaid number of days non consecutively, and is ideal for those that will taking multiple buses on an irregular basis. 5 non consecutive days of transport is €31.50

 

The trams cover the majority of the city and the suburbs, which they divide up into zones. The more zones you travel through, the more you pay. A weekly ticket ranges from €15.90 for 1 zone, to €26 for 5-8 zones. Again a Leap card is recommended as it both reduces travel costs and add a weekly cap.

 

It’s possible to drive around Dublin, though there is a road tax and relatively high traffic at peak hours. Petrol costs €1.31 per litre, whilst Diesel is €1.21.

 

Bills

Basic utility bills, such as electricity, heating and water, are pretty reasonable in Dublin, costing around 160 a month. Internet costs are relatively high, with an unlimited 10 mbps connection costing around 45 a month. Foreign phone calls tend to average between €0.15 and €0.3 a minute through networks like Tesco Mobile and Vodafone. Thanks to Dublin’s excellent broadband speeds however, Internet phone and video calls can be an affordable alternative for calls abroad.  

 

Groceries

The price of groceries varies drastically, depending on your preferences. High quality options and the odd organic purchase can easily deliver a bill of between €180-200 a month. Shop carefully at off brand retailers and discount super markets like Aldi though, and you can spend as little as €100.

 

Entertainment

Dublin has an excellent selection of restaurants, and a 3 course meal for 2 without alcohol will cost you around €60. For something a bit more basic, a fast food meal can be purchased for around €8. A pint of the famous Guinness or most other beers costs between €4.80 and €6.20, depending on which part of town you’re in, and a trip to the cinema is reasonably priced at around €10.

 

Healthcare

Most healthcare in Ireland is free, thanks to a government run system for all residents and selected visitors. Higher earners may be subject to additional charges, but these are relatively modest and capped at €660 Euros per year. Private healthcare is available if desired.

 

Tax

Ireland employs what is known as a progressive tax system, meaning that you’ll pay in direct proportion to what you earn. If you’re unmarried and earning €33,800 or less it’s very simple, you will be taxed at a flat 20% of your income. If you’re unmarried and earning more than that, everything you make above €33,800 will be taxed at 40%.

 

Things are slightly more complex if you’re married. Individually you can make up to €42,800, but if you both work then the lesser of €24,800 or the income of the second spouse is added onto your potential lower tax band earnings. This means you can make a maximum of a combined €67,600, again everything you earn after this will be taxed at a flat 40%

 


June 2, 2018

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